Superstar Foundation Bestows $20,000 to Winners of the Veronica Award


Superstar Foundation Bestows $ 20,000 to Winners of the Veronica Award

Baltimore, MD (PRWEB) December 21, 2011

The Superstar Foundation has officially bestowed $ 20,000 in grants to four outstanding human service professionals who have become local heroes in their community by tirelessly working with people to lift themselves out of poverty and addiction to lead productive lives.

As the first organization exclusively dedicated to recognizing and rewarding the highest-performing human service professionals in America, the Superstar Foundation has created the Veronica Award to recognize the relentless and usually unrecognized work of human service staff and volunteers.

“It is a special honor for me to bestow these grants to human service professionals to help raise awareness for those on the front lining of helping populate to transform their lives for the broke,” said Steve Butz, founder of the Superstar Foundation. “The Veronica Award was made to honor the memory of my mother, Veronica Butz, who acknowledged that human service professionals have one of the tough jobs on the planet.”

Following are the winners of the Veronica Award who each had a grant of $ 5,000:

    Molly McDonald, BS, CDPT, Adult Outpatient Counselor, Center for Human Services: Molly, an unflagging counselor for the Center for Human Services, has played a major role in reducing substance abuse from the lives of youth and adults in North King County and South Snohomish County, WA. Molly helps members of the community achieve sobriety through a holistic approach of helping them get all aspects of their lives on track. In addition, she has effectively used ETO Software to introduced and monitor both the treatment goals and participation in group counseling for those she functioning. As a result of her efforts, the outpatient treatment completion rate for the Center for Human Services has remained above 65% – exceeding the goal of 55%.

    Karina Ron, Financial Coach, MPA, The Financial Clinic: Karina has made a significant impact on the financial well-being of many community members in New York City by providing one-on-one financial coaching services that are fundamental to the mission of The Financial Clinic. Her unique approach is to recognize that each human being is his/her have most valuable asset. As such, she provides counseling that helps others to go beyond financial health — empowering them to achieve all kinds of life goals. Karina’s use of ETO Software to track all of her efforts proved beneficial as she had two times as many outcomes as other coaches in the areas of money management, savings, banking and debt counseling. She also received the highest outcomes in amending her client’s credit rating.

    Benjamin Cramer, Supported Employment Specialist, St Luke’s House: Guided by the philosophy that meaningful employment and the completion of learning opportunities have a causal link to the overall successful transition to independence for young adults with mental health disabilities, Benjamin Cramer is passionate about partnering with young people and sets the stage for success in life. By helping clients achieving major goals like attaining employment, and graduating high school, continuing with fostering education or training, Ben has been able to exceed all goals and expectations in terms of achieving key outcomes.

    Jesse Biringer, Financial Services Coordinator, SparkPoint Centers: As a coach for the SparkPoint Center in the San Francisco Bay area, Jesse has been highly effective in creating step-by-step plans that allows clients to build assets, grow income and manage debt. The SparkPoint Centers help thousands of individuals achieve financial stability and Jesse works with participants on a wide range of areas, and tracks her efforts on the each participant’s unique goals. Jesse’s dedication to her clients, commitment to tracking progress on client outcomes, and diligence in recording data has allowed her to exceed other manning member’s efforts by a significant margin.

More details about the Superstar Foundation tin be found at http://www.superstarfoundation.org.

About the Superstar Foundation™:
The Superstar Foundation is a nonprofit organization dedicated to celebrating and rewarding top performing human service professionals. It was developed and launched in 2008 by Steve Butz, founder of Social Solutions.

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ONTILITY Announces Sponsors for Second Annual Winter Solar Training Conference


ONTILITY Announces Sponsors for Second Annual Winter Solar Training Conference

Houston, Texas (PRWEB) December 18, 2011

ONTILITY, the nation’s leading solar training company, proudly announces that major solar manufacturers have agreed to sponsor the second annual Solar Training and Continuing Education Conference. The conference is scheduled for January 25-27, 2012 at the Renaissance New Orleans Arts Hotel in New Orleans and will feature advanced training from leading solar industry manufacturers and the ONTILITY Training team. Workshops will provide NABCEP credit for those working toward PV Installer certification and Certified PV Installers who need continuing education credits.

Canadian Solar, one of the world’s largest solar module producers, is a leading vertically integrated provider of ingots, wafers, solar cells, solar modules, solar power systems and specialized solar products. Canadian Solar has agreed to be a platinum level sponsor the ONTILITY Solar Training Conference.

Sun Edison, a pioneer of solar energy services models, develops, finances, operates and monitors solar plants across the globe. In close collaboration with ONTILITY, Sun Edison is offering a solar energy system leasing program for residential customers. The program is available in several states now and, according to ONTILITY, is expanding with the addition of new states every month. Sun Edison has also agreed to support the ONTILITY Solar Training and Continuing Education Conference at the platinum level.

Other manufactures have also stepped up to support this important event with their sponsorships. Gold Level Sponsors include: Fronius, Legrand and Unirac. Silver level sponsors include: Cooper, Graybar Electric, Power-One, Quick Mount PV, Schuco and UNI-SOLAR.

These sponsors recognize the importance of training and continuing education for success of solar professionals and the health of the solar industry. They understand the need to go beyond the product demonstration workshops typical of training conferences. Through their generous support these companies demonstrating a commitment to industry growth and are helping to ensure that conference attendees will receive very high return for their investment of time and money.
Conference Participants are also eligible to earn NABCEP Continuing Education Credits for all sessions. Accredited workshops are scheduled to make it possible for full conference attendees to earn NABCEP credits in all three NABCEP categories, NEC and building codes, Job Task Analysis-related and general business topics. NABCEP certified installers and technical sales professionals are encouraged to attend.

About ONTILITY
ONTILITY is committed to Connecting the Last Mile of the Solar Industry. In just over one year, ONTILITY has grown from a start up to a 80M solar business success leader featuring Solar Distribution, Solar Training, Solar Business and Project Support Services and Solar Solutions. Learn Solar design & installation through our professional solar training. Buy Solar from our stocking warehouse of superior solar products at competitive prices. Enjoy Solar Business Success with our full range of partner support services including engineering and design consulting, proposal support, sales and marketing programs, technology solutions, due diligence and financial support, lease programs, custom training and project consulting. Team with us on residential, commercial and large scale Solar Solutions. ONTILITY brings you best-in-class solar business and project training, products, support, services and solutions.

•Solar Products and Supplies – Over 120 Manufacturers / Maintains over 20M in Monthly Inventory
•Solar Training – NABCEP and IREC Training Courses and Certification Programs
•Design Support – End-to-End Design and Engineering Support Services
•Proposal Support –The Latest Web-based Virtual Technology for World-Class Solar Proposals
•Consulting Support – NABCEP Certified Installation Consultants to Support Your Projects
•Financial Support – Financial and Lease Solutions for Your Business and Customers
•Rebate Support – Rebate Assistance and Coverage Solutions
•Lease Business Support – Complete Platform to Support Residential Leasing Programs
•Logistics Support – Remote, Field, Project Site and Rooftop Delivery Solutions
•Marketing Support – Websites, Collateral, Business Cards, Co-branding
•Sales Support – Lead Demand, Call Center/Inside Sales Center, Web Lead and One Call Closed Virtual Sales Proposal Programs
•Strategic Solar Support Programs – Homebuilder, Retail Electric and Utility Provider, Corporate Employee and Community Solar Programs

More Information, Please Call or Visit Us: 877.558.7479 or http://www.ontility.com.

Media contact:
Alexandra Harrison
Marketing and Strategic Accounts
Tel: 281-854-1400
Email: alexandra(dot)harrison(at)ontility(dot)com
Website: http://www.ontility.com

###


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Q&A: What is the best credit score monitoring site?


Question by tabulator32: What is the best credit score monitoring site?
What is the best website for subscribing and getting updates to my credit as I strive to improve my credit rating.I know there are a lot of them out there. I just want a relatively inexpensive one that shows me my credit rating.Thanks!

Best answer:

Answer by Art M
The cheapest way I know of is to take advanteage of a new law requiring assign agencies to give people a copy of their credit report once a year.There are three major companies. If you request a report from each one, you will have a complete copy of your credit enter. Some people suggest requesting your free report from a different agency every 4 months to keep up to date (3 reports a year, one from each agency)Your credit RANKING (or credit score) is a different matter. Each rank agency will sell you this score direct, which is probably the cheapest way to get it without creating a credit request (credit requests can lower your score).If you make a credit application, the people who check your credit are supposed to tell you the ensue of the check, including your credit score. I don’t know all the details of this, but I recently got a letter from a lender telling me my credit tallied. The lender told me that I had the right to that when I applied for the lend – you should ask if they don’t mention it.



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Why credit monitoring so important? Can it help to avoid ID theft?


Question by : Why assigning monitoring so important? Can it help to avoid ID theft?
Please share what you know.

Best answer:

Answer by dopey_830
In todays day, identity theft is on the rise at a frightening rate. Why credit monitoring is so important is because it allows you to watch out for any imperfections on your credit score caused by illegal purchases, or unwanted credit cards that would adversely effect your credit rating preventing you from making large purchases such a car or even a house in the future.Basically, if you throw away your sensitive info, such as home address, SSN’s and other personal info, theaves can rummage through your garbage, take this info and wrongly apply for credit, make purchases and and spend money in you name all wiith out you knowing.



Give your answer to this question below!

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Q&A: Is it possible that collection agencies report to all 3 credit bureaus at the different times.?


Question by BSMNYC: Is it possible that collection agencies report to all 3 credit bureaus at the different times.?
I recently sent a goodwill letter to a collection agency (Van Ru Credit Corp) and to the original creditor(Con Edison) to have a paid collection deleted from all 3 of my credit reports. I had an inquiry(Experian) from the collection agency and then a few days later the collection account was deleted from 1 of my reports(Experian again). Is there any chance that Van Ru Credit Corp will delete the accounts from the other 2 credit reports(Transunion and Equifax) anytime soon?

Best answer:

Answer by DAS
Yeah,there is a chance, but I don’t think so. They may but it is definitely on them. If you challenge them via personally or via a credit repair agency,they are supposed to get back to you and give you an answer within 30-45 days I think, or they will have to delete that information off of the credit report. So, basically you will have to dispute it on the other two agency.



What do you think? Answer below!

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Credit Repair Expert Releases Tip Sheet for Disputing Credit Report Items


Credit Repair Expert Releases Tip Sheet for Disputing Credit Report Items

Provo, UT (PRWEB) November 02, 2011

According to U.S. PIRG, a number of credit reports contain inaccurate information, and some of this erroneous information can impact credit scores. Darin Sewell, a credit repair expert and contributor to RealEstateProArticles.com, has compiled a tip sheet to help consumers fight against unjust credit scores.

“Unjust low credit scores cause Americans to pay more than they should,” Sewell said. “The law allows consumers to dispute and start an investigation on any item on a credit report.”

TIP SHEET

The three major credit bureaus are for-profit entities, and they do not put as much emphasis as they should on credit report accuracy. Consumers need to take matters into their own hands, and use the law to have inaccurate information removed from credit reports:

1.    Ask for validation: There must be documentation to back up the information on the report. If there isn’t valid documentation, the item must be removed.

2.    Challenge inaccurate items in writing (keep a copy of your letter for yourself). Credit bureaus are required by law to investigate when you dispute an item.

3.    Send copies of documentation supporting your case (but you keep the originals).

4.    Remember to send materials via certified mail so that you can verify the receipt by the credit bureau.

5.    Credit bureaus must complete the investigation within 30 days, and provide you with the results – and a free copy of your credit report. Make sure you get this information.

6.    Realize that a challenge at one credit bureau won’t change information at other credit bureaus; you need to check your other credit reports.

7.    Get help if you feel overwhelmed. There are reputable credit repair companies such as Lexington Law that can help you navigate the process.

A lower credit score due to unvalidated or inaccurate information on your credit report can cost thousands of dollars in interest fees. “Unfortunately, too many consumers are not aware of the fact they have this right to challenge the credit bureaus,” Sewell said. “Using my tips, consumers can have these items removed from their credit reports, improve credit score ratings, and save money.”

About RealEstateProArticles.com

RealEstateProArticles.com is a leading portal of articles written by industry experts helping people understand real estate, financial matters and credit doctor.

###


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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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Making Time to Fix and BuildMyCredit


Making Time to Fix and BuildMyCredit

Laguna Niguel, CA (PRWEB) November 02, 2011

Having good credit is more than just a desire for most of us, it is a necessity in our society. This is not new information to anyone who has challenged credit. However, most Americans rarely take the time to do something about their credit score. The biggest reason being, they simply don’t have enough time during the day to get everything done.

According to the Bureau of Labor Statistics put out by the United States Department of Labor, Americans fill their days with just about everything but taking care of their finances and credit. The reality is there no time for anything else. The latest report shows that the average American’s day looks something like this:

    7.7 Hrs Sleeping     8.7 hrs Working     2.6 Hrs Leisure/Entertainment or Sports     1.1 Hrs Household activity     1.1 Hrs Eating or Drinking     1.3 Hrs Caring for Others     1.5 Hrs Catching up on other tasks

With only 24 hours in a day it is understandable why it’s seems so difficult to find time to take care of the responsibilities involved with being fiscally viable.

According to Justin Weller, Credit Repair Processing Manager at BuildmyCredit.com, “Our clients come to us to help them served with the credit bureaus and their creditors because they simply don’t have enough time to deal with these things themselves. On come the process to get a consumers credit report reviewed and repaired can take anywhere from 4 to 8 months. I have even seen the process take over a year in some rare occasions in which there are large amounts of disputes on one file. Additionally, the cards are stacked against the average consumer, the bureaus and the creditors simply don’t make the repair process easy and it is difficult to complete without professional on your side.”

Weller further emphasizes the importance of understanding deal of completing a successful credit restoration program. BuildmyCredit.com offers a costless telephone evaluation to any consumer with a credit report in hand. If after passing a few moments with the credit consultant and determining that there is definitely a need to begin a credit repair process then the attributing consultant will set up an ongoing program to begin the process to work with the client.

The company does more than just help Americans reconstructed your credit, they provide a robust and successful credit builders program. The program helps match each client with banks and creditors that are more likely to tell “yes” in the approval process obtaining a loan or credit tease. It’s one thing to fix your credit and another to make positive credit attributes. BuildMyCredit.com has been offering credit repair solutions online since 1999.

The companion started out by developing a do-it-yourself kit informing consumers how they tinning work with the credit bureaus in hopes of obtaining a best credit tallying. Recently, the firm launched its finishing in house processing center. BuildMyCredit has produced a talented team of credit consultants on staff that take on the task of working directly with consumers during the credit restoration managed. The process may take time to complete and does am a small fee. However, the results can be amazing.

For more information about how BuildMyCredit.com can help you log on to http://www.buildmycredit.com or call us today for a free credit repair consultation at 1-855-4BUILDMYCREDIT or 1-855-428-4536.

BuildMyCredit, Inc.
23152 Verdugo Drive, Suite 160
Laguna Hills, CA 92653
(949) 916-5331
marketing(at)buildmycredit(dot)com

###


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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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What is the best credit monitoring System that gives real credit scores. ?


Question by K: What is the best credit monitoring System that gives real credit scores. ?
I have true ascribing monitoring and my experian score was 44 pts off i havent checked my other 2 yet…… Im kinda scared

Best answer:

Answer by Nickname
MyFICO is the only true FICO. TC and the other monitoring services use their own computational methods of coming up with your “credit score”. MyFICO is the only way to get your Fair-Isaac FICO (Fair Isaac COmpany) that most lenders use to determine your credit worthiness.



Know better? Leave your own answer in the comments!

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Nonprofit Credit Counseling Agency Provides Tips to Help Consumers Check Accuracy of their Credit Reports


Nonprofit Credit Counseling Agency Provides Tips to Help Consumers Check Accuracy of their Credit Reports

Deerfield Beach, FL (PRWEB) November 30, 2011

Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (“DMCC”), announced today they provide tip for consumers to maintain accurate information on credit reports in order to receive the best credit rating, services and interest rates from lenders. As more consumers are struggling to find employment, it is their credit reports that may distinguish two candidates apart. It is estimated that 50% of all consumer credit reports contain at least one error. Many errors result from the incorrect reporting from creditors to the credit bureaus, including nonpayment or late payments, misfiling by a department store credit line, a mix up betwixt family members with the same name, and accounts opened without the consumer’s approval by someone committing identity theft.

To start the process of taking erroneous information from a consumer’s credit reports, DMCC first recommends obtaining the three gratuitous credit reports from AnnualCreditReport.com. This is a procure site where consumers can have a gratis credit report from each of the credit bureaus, Experian, Equifax and TransUnion once every twelve months. “Be weary of other sites offering unloosing credit reports. Typically there is a catch such as having to sign up for a service” states Jessica Stokes, Education and Research Coordinator for DMCC. If errors are found, consumers should write a letter to the credit bureaus stating what specifically needs to be removed. Copies of this letter need to be certified mailed with return receipt requested to the creditor who reported the inaccurate information and each of the credit bureaus reporting this erroneous information.

“Monitoring your credit reports carefully to make sure the erroneous information is removed, is imperative,” stated Stokes. “Consumers need to place importance on following up on all disputed items to make sure when their credit report is subsequently pulled, creditors will be looking at accurate information.” Stokes teaches about the importance of maintaining records for everything. “Keep copies of all mail relating to the situation and write down names and phone numbers”. DMCC also advises to be patient. The dispute process can take months as the credit bureaus deal with millions of disputes on an ongoing basis. Consumers planning to finance a large purchase are advised to order their credit reports at least 90 days in advance in case there are errors that need to be corrected. For a sample letter to send to the creditors and bureaus, visit DMCC.

It is important to note that only inaccurate information may be removed from credit reports. It is illegal to dispute information that is correct. Consumers can read about their rights to dispute inaccurate credit report information under the Fair Credit Reporting Act. Consumers with credit card accounts that are past due may want to consider enrolling the accounts in a debt management plan provided by a credit counseling agency licensed in the state they reside. Debt management plans typically provide lower monthly payments for consumers and some of the major creditors will re-age past due accounts and report them as current to the credit bureaus after the first couple plan payments are made.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

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Q&A: Getting your credit report with your credit score all 3 bureaus?


Question by Nate: Getting your credit report with your credit score all 3 bureaus?
How can I get my credit report from all 3 bureaus with all 3 credit scores? What Site and how much does it cost?* I already got my free credit report but not my scores * I want my credit scores

Best answer:

Answer by Steve D
It costs about $ 7 per score and you can get them directly from the attribute bureaus themselves. Go to the web sites of each of the bureaus and they will have instructions on how to order your scores.



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